Where growing businesses get stuck
Numbers without a strategy attached.
Monthly financials tell you what happened — they don’t tell you what to do about it.
Cash flow decisions made without a model
Hiring, inventory, and expansion decisions get made off a bank balance instead of a real cash flow projection — fine until the slow season hits harder than expected.
Pricing set without real margin analysis
Prices get set by instinct or by matching competitors, without ever running the actual margin on each product or service line.
No one translating the numbers into strategy
Monthly financials get delivered and filed away — nobody’s job is to turn them into a decision about what to do differently next quarter.
What's included
The work, specific to CFO strategy.
Cash flow analysis
A real model of what’s coming in and going out, built to reflect your business’s actual pattern — including seasonal or industry-driven swings, not a smoothed average.
Budgeting & forecasting
A working budget you actually check against, revised as the year unfolds instead of set once and forgotten.
Margin & pricing strategy
Real margin analysis by product or service line, so pricing decisions are based on what each one actually returns.
Monthly or quarterly strategic check-ins
A standing conversation to turn the numbers into a decision, at a cadence that matches how fast your business is moving.
CFO-level work pairs naturally with our cash-pay medical and real estate investor specialties.
Run a cash-pay medical practice? See how we handle cash-pay medical CFO work
Key facts · Financial health benchmarks
Three numbers worth knowing.
$250K–$400K+
What a full-time CFO typically costs in salary alone, before bonus, equity, and benefits. A fractional CFO delivering the same strategic work runs $48,000–$120,000 a year.
1.5–2.0
The generally accepted healthy range for the current ratio (current assets ÷ current liabilities). Below 1.0 signals real trouble covering short-term bills; well above 3.0 often just means cash sitting idle.
≥ 1.0
The quick ratio you want at minimum — cash plus receivables divided by current liabilities. It's the stricter liquidity test, useful when a current ratio looks fine but inventory is slow to sell.
General benchmarks, not a substitute for reviewing your own numbers — a discovery call is the right next step for what these mean for your business.
Last reviewed July 2026
Common questions · FAQ
Before you call.
Begin
Get CFO-level insight, without the salary.
Step 1
Discovery call
A complimentary 20-minute call to see whether we're a good fit — no pitch, no obligation.
Step 2
The Partner Review
We review your margins, pricing, and cash position — a partner, personally — and present a written plan.
Step 3
Implement & advise
We check in monthly or quarterly, so decisions are based on real numbers, not instinct.
Complimentary · Confidential
Begin with a conversation.
Twenty minutes with a partner — no cost, and no obligation to go further. Pick a time below.